Terms & Conditions

Effective Date: 1-1-2025
Last Updated: 1-1-2025

1. Agreement to Terms

By accessing or using our website or services, you agree to these Terms & Conditions (“Terms”). If you do not agree, please discontinue use immediately.

2. Our Services

We provide educational resources and insurance brokerage services for Medicare Advantage, Medicare Supplement, and Prescription Drug Plans.
We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.
All information shared on our platforms is for educational purposes and should not replace advice from a licensed professional.

3. Eligibility

You must be at least 18 years old to use our Services.

4. User Responsibilities

You agree to:

Provide accurate information.

Use our Services only for lawful purposes.

Not copy, redistribute, or misuse our content or branding.

5. Informational Content & Disclaimers

The content we provide is for general informational purposes and does not guarantee plan eligibility, coverage, or rates.
Plan availability and benefits are subject to the terms of each insurance carrier and Medicare regulations.

6. Quotes and Enrollments

Quotes are estimates and subject to change based on your Medicare eligibility, carrier approval, and enrollment period rules.

7. Limitation of Liability

We make no warranties of any kind and are not liable for indirect, incidental, or consequential damages arising from your use of our Services.

8. Indemnification

You agree to indemnify and hold harmless Guardian Health & Wealth, its agents, and employees from any claims resulting from your use of the Services or violation of these Terms.

9. Termination

We may suspend or terminate your access at any time without notice if you violate these Terms.

10. Governing Law

These Terms are governed by U.S. law. Any dispute shall be resolved in the appropriate jurisdiction within the United States.

11. Changes to Terms

We may update these Terms at any time. Your continued use constitutes acceptance of the updated version.

12. Contact Information

Guardian Health & Wealth
Email: [email protected]
Phone: 270-721-5069
Mailing Address: P.O. Box 36 Bowling Green, KY 42102